An experienced and dedicated team of investment professionals uniquely qualified to take advantage of the tremendous opportunity in the equity sector.

Joseph Teo Chin Seng 张振成
Managing Director
B.Sc (Hons), ChFC, CLU

Joseph Teo is the founder of FHL Capital. He was awarded Public Service Commission Scholarship to pursue his first degree (2nd Upper Class Honors, 1992) in National University of Singapore, majoring in Microbiology - Genetic Engineering. In 1996, Joseph left the public service to pursue his illustrious career in Financial Service (Life Insurance) industry with Great Eastern Life Assurance Company Limited (GEL). He was awarded the Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) titles from the Singapore College of Insurance in 2001. Joseph had also consistently achieved the Million Dollar Round Table, Court of Table (COT) awards of the life insurance industry since 2000. He was also appointed by GEL to be the Chairman of its ALPS Alumni from 2002 to 2006. During his tenure with GEL, Joseph managed a clientele of about 100-150. His clientele comprised of mainly high income earning professionals and businessmen, with an average annual income of at least S$250K – S$300K. He had been actively managing their personal and family wealth since 2001. The total aggregate size of managed investments, from his personal wealth and his clientele, was estimated to be S$10M – S$15M. These investments mainly take the form direct and indirect equity investment. Since 2008, Joseph steered the company to steady growth path in the midst of turbulent global financial crises, maintaining the company’s AUM while forging AUM’s growth in emerging Indonesian market.

Director

Simon Teo joined FHL Capital in 2013, carrying with him 20+ years of working experience in Singapore real estate industries. During the course of projects undertaken by Simon, he dealt with various professional service providers in building industries and regulatory authorities. He has extensive network in Singapore real estate industries and maintains excellent relationship with the buildings’ owners. Simon provides valuable inputs to FHL with regards to all aspects of real estate and building management. He also assisted FHL in assembling a team of professional real estate service providers so as to execute FHL’s investment strategies upon successful acquisition of the target real estate. Simon is the elder brother of Joseph Teo, the CEO of FHL Capital.